diff --git a/lib/membership/member/changes/set_default_membership_fee_type.ex b/lib/membership/member/changes/set_default_membership_fee_type.ex
index 060c590..55f28e6 100644
--- a/lib/membership/member/changes/set_default_membership_fee_type.ex
+++ b/lib/membership/member/changes/set_default_membership_fee_type.ex
@@ -13,25 +13,29 @@ defmodule Mv.Membership.Member.Changes.SetDefaultMembershipFeeType do
     current_type_id = Ash.Changeset.get_attribute(changeset, :membership_fee_type_id)
 
     if is_nil(current_type_id) do
-      case Mv.Membership.get_settings() do
-        {:ok, settings} ->
-          if settings.default_membership_fee_type_id do
-            Ash.Changeset.force_change_attribute(
-              changeset,
-              :membership_fee_type_id,
-              settings.default_membership_fee_type_id
-            )
-          else
-            changeset
-          end
-
-        {:error, _error} ->
-          # If settings can't be loaded, continue without default
-          # This prevents member creation from failing if settings are misconfigured
-          changeset
-      end
+      apply_default_membership_fee_type(changeset)
     else
       changeset
     end
   end
+
+  defp apply_default_membership_fee_type(changeset) do
+    case Mv.Membership.get_settings() do
+      {:ok, settings} ->
+        if settings.default_membership_fee_type_id do
+          Ash.Changeset.force_change_attribute(
+            changeset,
+            :membership_fee_type_id,
+            settings.default_membership_fee_type_id
+          )
+        else
+          changeset
+        end
+
+      {:error, _error} ->
+        # If settings can't be loaded, continue without default
+        # This prevents member creation from failing if settings are misconfigured
+        changeset
+    end
+  end
 end